Protect Yourself against LIABILITY
- professional & private

As a private person as well as a business person, you can never truly escape liability. But you can eliminate its unpleasant financial consequences for yourself, your family, and your business, in case you should face a liability problem, whether the claim is genuine or frivolous.

You can cover certain aspects of your liability through insurance. However, these insurances, especially for professional activities, will rarely cover what you really need to protect yourself - unless they become outrageously expensive...

You might still need liability insurance as a formality, in order to run your business. Your customers might expect it as a prerequisite for doing business with you - or your government might demand it in order for you to obtain the licenses you need in order to operate your business legally. In those cases, you simply buy the insurance that fits this particular purpose best.

For business liability, you can obtain a very effective protection through incorporating, particularly if you work with multiple corporations, even for a small business.

For your personal protection, however, you are far better off making yourself invulnerable. This means that you transfer ownership of all your assets to an affshore entity that is not liable for your actions.

For this to work for you, you need:
  • An Offshore Trust or Foundation that will own all your personal assets.

  • An International Business Corporation (IBC) as the owner of your business assets, including all shares in your current business.

Once you have your assets owned by your offshore entities, you will legally own nothing - and hence will not suffer any consequences of whatever claim you might be subject to. You do not even have to defend yourself in court, because it does not matter if you lose the case! You can accept the liability, but it will not have any financial consequences for you, regardless the claim.

Here is the outline for what you should do to protect yourself from private and professional liability:
  • Familiarize yourself with the offshore legal entities and how they work. If time is short, then do at least the Offshore Trust.

    For your general overview of what is involved in the international set-up you will need, you should check at least the following information on this site:

  • Sign up for our e-mail education on liability. This education will give you an overviwe of what kinds of liabilities you should prepare for possibly dealing with - and what your options are for protection. You will be delighted to learn that you can achieve a protection that is as close to 100% as anyone practically can come - at a cost that is just a one-time expense that most liekly compares very favorably to your yearly insurance budget.

  • If your objective is to protect primarily yourself from liability, lawsuits, and claims against you as a private person, you should also check our information about this on the "Protect your Personal Assets" page where you will find the instructions you need.

  • If you own a business, and you want to protect yourself from liability arising from your business activities, you need to protect not only your personal assets, but also your business assets. You will find the information you need on the "Protect your Business Assets" page on this site.
In both cases, the protection you can obtain from liability claims lies in the fact of your being invulnerable. You obtain the invulnerability by making sure that you own nothing of value, and that your business owns nothing of value. So, the issue really boils down to protecting your assets. You need your assets separated from your potential liability. Since you cannot escape the liability, you have only one choice: move the ownership of the assets to an entity that has no liability for you, and for which you have no ownership.


If you attempt to secure your assets (personal and business) offshore at a time when you could be facing a possible bankruptcy or at high risk of your business becoming insolvent, you could be facing fraud charges for doing it, if you don't take a fair market-value payment for them! Please check with your attorney first, if you want to do such transfers as a means of rescuing your assets in an already prevalent crisis!

Also note that you cannot avoid the legal hassles of your liability. By transferring ownership of your assets to offshore entities, you only avoid the financial consequences of possible liabilities and the likelihood of it happening.


If you have a current legal problem or an unresolved legal issue pending a solution (regardless its nature!), help from the most competent network of attorneys in North America is less than $50 away! Please check the details of Pre-Paid Legal's incredible membership service before you say you cannot afford to protect your legal rights!

Did you sign up for the free information about
how to effectively protect yourself and your family?
If not yet, please go to the sign-up form now!

(If you don't, you forfeit your moral right to complain
about any loss you and your family might incur because of a lawsuit hitting you...)

Protecting assets and income streams you create offshore is simple and easy and does not conflict with any laws. (Yes, it takes some knowledge, but we are happy to help you with that.)

Moving assets that are already registered in your own name is expensive and bordering on crime, unless you exercise extreme care... (Yes, we can help you also with this, but it is not going to be cheap!)

It makes sense to plant the seed to your money tree in a protected garden. Trying to make the seed grow on a windy rock and then, when the tree starts to carry fruit, attempt to move it to a protected garden you now want to built for it is not very smart, to put it mildly...

Morale: The right time to establish your offshore presence is not when you have accumulated a worthy portfolio of assets. It is when you decide to do so.

Site Navigator:

This site is presented to you by

Soverenity Enterprises Inc.

All rights are reserved.
Copying and/or distributing the contents of this web page to other people (also partially),
without prior written consent from us, is prohibited by law.